A time to plan

Planning for life's transitions from generation-to-generation

Relationships Beyond Investing

At TC Wealth Partners, the concept of wealth management means so much more than simply investing. While growing your wealth is critical, we take it a step further. We believe that each client’s portfolio should be a reflection of their family’s story. It represents the history passed on from ancestors as well as the dreams and goals for future generations. This philosophy empowers us to build comprehensive, customized, client-centric financial plans. Our wealth management team is attuned to helping clients achieve goals at every step along life’s journey

Strategic. Experienced. Wise. Partnership. Comprehensive.

Comprehensive Wealth Management

Review. Plan. Invest.

Some aspects of life can be planned, while others take us by surprise. A real-world financial plan should be adaptable, shifting based on a client’s season of life. At TC Wealth Partners, we view wealth management as an integrated, comprehensive process that addresses every aspect of a client’s finances from the expected to the unexpected. Our firm is distinctive in that we are positioned to provide full end-to-end services that address every aspect of a complex wealth management plan. We exist to serve families as they make their way from today to tomorrow and transfer wealth through generations.

The definition of wealth is deeply personal and differs for everyone. We spend a lot of time listening before designing a plan. Our Certified Financial Planner™ (CFP) professionals have completed in-depth training, met years of required experience, and are held to rigorous ethical and fiduciary standards. Cash flow planning, tax planning, Social Security maximization strategies and estate planning are just some pieces of the puzzle. Our team is dedicated to planning for any stage of life, understanding the complexities of the changing financial climate and making appropriate recommendations. This encompasses accumulating, protecting and distributing wealth to support clients’ personal objectives.

As an independent firm, we are not required to sell specific financial products. In fact, we do not sell any financial products. As a fiduciary, we are guided by the client’s interests, providing independent and objective advice. As part of our approach, we take a holistic view of our clients’ finances, working closely with their entire teams including tax and legal advisors. Along the way, we proactively review and update goals as unexpected changes may shift priorities.

Financial Planning Process

Our wealth advisors follow a fine-tuned process to develop customized financial plans:

Number 1 in a circle

The first step is collaborating to develop a comprehensive financial plan. This is the foundation for determining our investment strategy. Wealth advisors will listen carefully and gather information pertinent to clients’ overall objectives to design plans that address individual needs and future goals.

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Develop an Investment Policy Statement (IPS)

We develop a customized IPS, a written roadmap specifying how we will invest assets based on distinct objectives and constraints. Depending on a client’s season of life, more or less risk may be tolerated.

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Implement and monitor portfolios

The final step is the deliberate designing of a goal-oriented portfolio that works in congruence to achieve goals. There is nothing in a TC Wealth Partners wealth management portfolio that is accidental. Investments are part of a much larger picture and we implement various techniques such as asset location strategies and tax-loss harvesting, while utilizing low-turnover funds and individual securities when appropriate. Each client’s goals and risk profile are carefully considered throughout this process.

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